Exploring third party insurance for a surrogate
The Fertility Center of Las Vegas guides men and women through the complex process of gestational surrogacy. The team at our Las Vegas fertility center wants you to understand everything you need to do to have a successful experience with a gestational carrier. This may include getting third party insurance for a surrogate.
Please note that U.S. insurance is complicated and ever-changing, making it difficult to understand. It is especially difficult for international intended parents, because it is so different from most universal and private health insurance options that other countries offer. This is why it’s important to learn more and reach out to insurance experts.
Do you need third party insurance for a surrogate?
Your surrogate should have life and health insurance. However, many factors will influence the necessary coverage level and type of third party insurance for a surrogate. For this reason, our Las Vegas fertility center suggests that you talk to someone who is an insurance expert. There are many variables and such an expert can review your unique situation.
For example, your surrogate may not have health insurance that covers a surrogate pregnancy. In this case, you will need to get third party insurance for pregnancy care as well as labor and delivery. Even if your surrogate does have coverage for a surrogate pregnancy, you may still want to get a second policy, in case she loses her job or coverage in the middle of the pregnancy.
The recommended insurance coverage for your surrogate will also vary depending on your situation. Another factor that can influence your insurance needs is whether you are a U.S. citizen or an international patient. To avoid issues, you should speak with an expert to figure out what insurance coverage you’ll need to find for your gestational carrier.
The risks of not having third party insurance
Third party insurance for a surrogate can help you avoid higher costs during your fertility journey. When it comes to gestational surrogacy, one mistake can cost hundreds of thousands of dollars.
An insurance plan is a safety net in case something goes wrong. For example, basic labor and delivery in Las Vegas can be very affordable, but complications can occur. Without insurance, these complications can be costly. Having third party insurance provides protection and peace of mind. However, third party insurance may not be right in every situation, so we can put you in touch with professionals to determine whether this option is right for you.
Contact us if you would like to learn more about the process of gestational surrogacy. Our team can explain all the steps, including getting third party insurance for your surrogate.