The Fertility Center of Las Vegas

New Nevada Surrogacy Law Prevents Insurance Discrimination

An exciting update on Nevada surrogacy law

An exciting update on Nevada surrogacy law

The Las Vegas surrogacy experts at The Fertility Center of Las Vegas (FCLV) have big news. Nevada just became the first state in the country to pass a law that prevents insurance companies from discriminating against women who act as gestational carriers (surrogates). This new Nevada surrogacy law will make a world of difference for hopeful parents.

What does the new Nevada surrogacy law say?

The language of the new Nevada surrogacy law is straightforward. It prevents an insurer from denying, limiting or seeking reimbursement for maternity care when the insured person is serving as a gestational carrier.

This is wonderful news for patients who visit our Las Vegas surrogacy experts because it can reduce the cost of having a baby using gestational surrogacy. Before this new law, hopeful parents often had to pay for fertility treatments and the gestational carrier’s medical expenses. This new law takes the financial burden of paying for the gestational carrier’s maternity care off the hopeful parents.

What prompted this change to Nevada surrogacy law?

Over the last few years, there has been a worrying trend among insurance companies in Nevada. Many of them have denied maternity coverage for women acting as gestational carriers. These women were policyholders who would have received maternity benefits if they were carrying their own child. Without this insurance coverage, hopeful parents had to bear this additional financial burden.

Supporters of this new Nevada surrogacy law found that denying coverage to these women went against the Affordable Care Act (ACA). This act requires coverage for maternity care, without making an exception for surrogate pregnancies.

The new law is now consistent with the maternity care mandate in the ACA. It also adds extra protections. For example, if ACA ever goes away, Nevada insurers still must provide coverage to gestational carriers for maternity care. Insurers also cannot seek reimbursement from gestational carriers if they receive compensation for their role in helping hopeful parents grow a family. Our Las Vegas surrogacy experts are excited about this new law and all its nuances.

Contact us to schedule an appointment with the surrogacy experts at FCLV. We are happy to answer your questions about this life-changing, family-building option.

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