The journey to bring home a baby often includes financial planning for fertility care
When you need extra help to conceive, you may worry about the cost of fertility care. In fact, many patients ask, “How do people afford fertility treatment?” There are many ways to make fertility care more affordable, including selecting the right clinic and engaging in financial planning for fertility.
The Fertility Center of Las Vegas (FCLV) works hard to make fertility treatments more affordable and accessible. Our team is also transparent about costs, and highlights different methods of financing fertility care.
What goes into the cost of fertility treatment?
How much you pay for fertility care depends on the type of treatments and add-on services you need. For example, in vitro fertilization (IVF) with donor eggs costs more than an IVF cycle in which the patient uses her own eggs.
The number of treatment cycles you need to accomplish your family-building goals also affects how much you pay. Some patients only need one treatment cycle to complete their families. Others may need more than that. This is important to keep in mind when financing fertility care.
Our Las Vegas fertility clinic is proud of our success rates. We strive to offer world-class and highly effective fertility treatments. When fertility care is more effective, fewer treatment cycles may be necessary.
Does insurance cover fertility treatments?
It depends. More insurance plans are adding fertility treatment coverage, and more states are enacting laws that require fertility coverage for fully insured plans. However, many people still don’t have coverage for fertility care.
Reaching out to your specific insurer can help you learn more about what coverage you may or may not have. Our billing and insurance team can also help you navigate the world of insurance coverage and claims.
Also, our billing office will explain all the costs of your treatment before you get started. Understanding IVF costs and IUI costs can help you with financial planning for fertility care.
How do you finance fertility treatment?
Once you know more about your insurance coverage and treatment costs, you can take the next step with financial planning for fertility.
Below are different ways you can finance fertility care.
- Health savings accounts (HSAs) allow you to plan ahead and save for fertility treatment costs. If you don’t use all your HSA funds, they will roll over for next year.
- Using credit, such as a home equity line or a credit card, can help you afford fertility care.
- Fertility grants from sources like RESOLVE provide another way to pay for treatment. Best of all, you don’t have to repay a grant.
- Prosper Healthcare Lending offers financing for all costs related to your fertility treatment. Loans from Prosper can be financed for up to $50,000.
- CapexMD offers financing for procedures at FCLV, Granite Sahara Surgical Center and Ovation Fertility labs, as well as medications. Loans range from $3,000 to $50,000.
Discover all your options for financial planning for fertility care
Our Las Vegas fertility clinic is your source for comprehensive, compassionate and affordable fertility care. We will walk you through every step on your treatment journey, including the financial ones, because we understand the importance of your family-building dreams.
Contact us if you have more questions about financing fertility care or want to learn more about your fertility treatment options. We look forward to helping you on your path to parenthood.
