Exploring third party insurance for a surrogate
The Fertility Center of Las Vegas guides men and women through the complex process of gestational surrogacy. The team at our Las Vegas fertility center wants you to understand everything you need to do to have a successful experience with a surrogate, or gestational carrier. This includes getting third party insurance for a surrogate.
Do you need third party insurance for a surrogate?
Your surrogate should always be covered by life and health insurance. However, many factors will influence the necessary coverage level and type of third party insurance for a surrogate. For this reason, our Las Vegas fertility center suggests that you talk to someone who is an insurance expert. There are many variables and such an expert can review your unique situation.
For example, your surrogate may not have health insurance that covers a surrogate pregnancy. In this case, you will need to get third party insurance that covers pregnancy care as well as labor and delivery. Even if your surrogate does have coverage for a surrogate pregnancy, you may still want to get a second policy, just in case she loses her job or coverage in the middle of the pregnancy.
The recommended insurance coverage for your surrogate will also vary depending on your situation. Another factor that can influence your insurance needs is whether you are a U.S. citizen or an international patient. To avoid issues, you should speak with an expert to figure out what insurance coverage you’ll need to find for your gestational carrier.
The risks of not having third party insurance for a surrogate
Our Las Vegas fertility center recommends third party insurance for a surrogate because it can help you avoid higher costs during your fertility journey. When it comes to gestational surrogacy, one mistake can cost hundreds of thousands of dollars.
An insurance plan is a safety net in case something goes wrong. For example, basic labor and delivery in Las Vegas is very affordable. However, complications can occur. Without insurance, these complications can be very costly. Having third party insurance for a surrogate provides protection and peace of mind.
Contact us if you would like to learn more about the process of gestational surrogacy. Our team can explain all the steps, including getting third party insurance for your surrogate.